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Bituwin - template
Dementee - image

Words from Before It's Too Late by Goo Goo Dolls.

Haiz... Seriously, I'm feeling so so so guilty!! I'm sorry dear!! For splurging toooooo muccchhhh this month and now you are like so broke! Arg! Hate myself for that! I'm so supposed to help and encourage him to save money!! And in the end, I kept on encouraging him to splurge! I so deserve 2 tight slaps!! Arg!! Think this month we really spend money like water!! Should have spared a thought for dear in the first place, all these are his HARD EARN MONEY!!! And I just... Urg!!! No wonder mum would never allow me to have a ATM card!! She knows that I will just splurge on anything.. Haiz.. My MPC is so freaking high!! Ok, for those who don't know econs, MPC = Marginal Propensity to Consume and according to Keynesian theory, the MPC of the lower income or the poor is very high! Cause they have so many wants and needs, so when they have a increase in their income, they tend to consume more than before!! So apparently, I do fall into this category of the poor and lower income! So I have many wants and needs, hence when I have or rather, saw that bf has an increase in income! I wanna spend more!!

I'm do sorry Dear!! Promise shall not splure so much next month!! And will try hard to resist all temptations and encourage you to save money!! :))

But, it's damn hard k?!?! Saw some nice dresses in F21!! I wanna buy!! It's damn cheap k!! But I have this super low allowance that do not allow me to spend on other things besides my notes!!! :"(

9:41 PM ·